/* Jan Jakubec – Finanční poradce */
:root {
  --color-primary: #1b3d2f;
  --color-primary-light: #2a5c47;
  --color-cream: #f7f4ee;
  --color-gray: #e8e6e1;
  --color-white: #ffffff;
  --color-gold: #c4a35a;
  --color-gold-dark: #a8873f;
  --color-text: #1a1a1a;
  --color-text-muted: #5c5c5c;
  --font-serif: "Cormorant Garamond", Georgia, serif;
  --font-sans: "Source Sans 3", system-ui, sans-serif;
  --shadow-sm: 0 2px 8px rgba(27, 61, 47, 0.08);
  --shadow-md: 0 8px 32px rgba(27, 61, 47, 0.12);
  --radius: 8px;
  --radius-lg: 16px;
  --transition: 0.25s ease;
  --container: 1120px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--color-text);
  background: var(--color-cream);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--color-primary); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--color-gold-dark); }

.skip-link {
  position: absolute; left: -9999px; z-index: 9999;
  padding: 0.75rem 1rem; background: var(--color-gold); color: var(--color-primary);
}
.skip-link:focus { left: 1rem; top: 1rem; }

.container { width: min(100% - 2rem, var(--container)); margin-inline: auto; }

h1, h2, h3, h4 {
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.2;
  color: var(--color-primary);
}
h1 { font-size: clamp(2.25rem, 5vw, 3.25rem); }
h2 { font-size: clamp(1.75rem, 3.5vw, 2.5rem); }
h3 { font-size: clamp(1.25rem, 2.5vw, 1.5rem); }

.eyebrow {
  display: block;
  font-family: var(--font-sans);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold-dark);
  margin-bottom: 0.5rem;
}

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(247, 244, 238, 0.95);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-gray);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  min-height: 72px; gap: 1rem;
}
.logo { text-decoration: none; color: inherit; }
.logo-name {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.1;
}
.logo-tagline {
  font-size: 0.75rem;
  color: var(--color-text-muted);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}
.site-nav ul {
  display: flex; flex-wrap: wrap; align-items: center; gap: 0.25rem 1.25rem;
  list-style: none; margin: 0; padding: 0;
}
.site-nav a {
  text-decoration: none;
  font-weight: 500;
  font-size: 0.9375rem;
  color: var(--color-text);
  padding: 0.5rem 0;
}
.site-nav a:hover, .site-nav a.active { color: var(--color-primary); }
.nav-cta {
  background: var(--color-gold) !important;
  color: var(--color-primary) !important;
  padding: 0.5rem 1rem !important;
  border-radius: var(--radius);
  font-weight: 600 !important;
}
.nav-cta:hover { background: var(--color-gold-dark) !important; color: var(--color-white) !important; }

.nav-toggle {
  display: none;
  flex-direction: column; gap: 5px;
  background: none; border: none; cursor: pointer; padding: 0.5rem;
}
.nav-toggle span {
  display: block; width: 24px; height: 2px;
  background: var(--color-primary);
  transition: var(--transition);
}

@media (max-width: 900px) {
  .nav-toggle { display: flex; }
  .site-nav {
    position: fixed; inset: 72px 0 auto 0;
    background: var(--color-cream);
    border-bottom: 1px solid var(--color-gray);
    padding: 1rem;
    transform: translateY(-120%);
    opacity: 0;
    pointer-events: none;
    transition: var(--transition);
  }
  .site-nav.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }
  .site-nav ul { flex-direction: column; align-items: stretch; }
  .site-nav a { display: block; padding: 0.75rem; }
}

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 44px; padding: 0.75rem 1.5rem;
  font-family: var(--font-sans); font-size: 1rem; font-weight: 600;
  border: 2px solid transparent; border-radius: var(--radius);
  cursor: pointer; text-decoration: none;
  transition: var(--transition);
}
.btn-primary {
  background: var(--color-gold);
  color: var(--color-primary);
  border-color: var(--color-gold);
}
.btn-primary:hover {
  background: var(--color-gold-dark);
  border-color: var(--color-gold-dark);
  color: var(--color-white);
}
.btn-secondary {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}
.btn-secondary:hover { background: var(--color-primary); color: var(--color-white); }
.btn-outline-light {
  background: transparent;
  color: var(--color-white);
  border-color: var(--color-white);
}
.btn-outline-light:hover { background: var(--color-white); color: var(--color-primary); }
.btn-block { width: 100%; }
.btn-sm { min-height: 36px; padding: 0.5rem 1rem; font-size: 0.875rem; }
.btn:disabled { opacity: 0.65; cursor: not-allowed; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
  color: var(--color-white);
  padding: clamp(3rem, 8vw, 6rem) 0;
}
.hero-grid {
  display: grid;
  gap: 2.5rem;
  align-items: center;
}
@media (min-width: 768px) {
  .hero-grid { grid-template-columns: 1fr 1fr; }
}
.hero h1 { color: var(--color-white); margin: 0 0 1rem; }
.hero .eyebrow { color: var(--color-gold); }
.hero-lead { font-size: 1.125rem; opacity: 0.95; margin-bottom: 1.5rem; max-width: 36ch; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; }
.hero-visual {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.2);
  box-shadow: var(--shadow-md);
}
.hero-visual img {
  width: 100%;
  height: auto;
  aspect-ratio: 4/5;
  object-fit: cover;
}

/* Sections */
.section { padding: clamp(3rem, 6vw, 5rem) 0; }
.section-alt { background: var(--color-white); }
.section-dark { background: var(--color-primary); color: var(--color-white); }
.section-dark h2, .section-dark h3 { color: var(--color-white); }
.section-header { text-align: center; max-width: 640px; margin: 0 auto 2.5rem; }
.section-header p { color: var(--color-text-muted); margin: 0.5rem 0 0; }

/* Cards */
.cards-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}
.card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-gray);
  transition: var(--transition);
}
.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.card-icon {
  width: 48px; height: 48px;
  background: var(--color-cream);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1rem;
  color: var(--color-primary);
}
.card-icon svg { width: 26px; height: 26px; }
.hero-actions .btn svg { width: 1.1em; height: 1.1em; margin-right: 0.35rem; vertical-align: -0.15em; }
.hero-note { margin-top: 1rem; font-size: 0.9375rem; opacity: 0.85; }

/* Trust bar */
.trust-bar {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray);
  padding: 0.85rem 0;
}
.trust-bar-inner {
  display: grid;
  gap: 0.75rem 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}
.trust-item svg { width: 20px; height: 20px; color: var(--color-gold-dark); flex-shrink: 0; }
.trust-item a { color: var(--color-primary); text-decoration: none; font-weight: 600; }

/* Nav phone */
.nav-phone {
  display: inline-flex !important;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600 !important;
  color: var(--color-primary) !important;
}
.nav-phone svg { width: 18px; height: 18px; }
@media (max-width: 900px) {
  .nav-phone span { display: none; }
}

/* Steps */
.steps {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}
.step {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
}
.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 50%;
  background: var(--color-primary);
  color: var(--color-white);
  font-weight: 700;
  margin-bottom: 1rem;
}
.step h3 { margin: 0 0 0.5rem; font-size: 1.25rem; }
.step p { margin: 0; color: var(--color-text-muted); font-size: 0.9375rem; }

/* Region */
.region-grid {
  display: grid;
  gap: 2rem;
  align-items: start;
}
@media (min-width: 900px) {
  .region-grid { grid-template-columns: 1.4fr 1fr; }
}
.region-list {
  margin: 1rem 0 1.5rem;
  padding-left: 1.25rem;
  color: var(--color-text-muted);
}
.region-list li { margin-bottom: 0.35rem; }
.region-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
}
.region-card-title {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  color: var(--color-primary);
  margin: 0 0 1rem;
}
.region-card-title svg { width: 22px; height: 22px; color: var(--color-gold-dark); }
.region-card a { font-weight: 600; }

/* Value cards */
.value-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}
.value-card {
  padding: 1.5rem 0;
  border-top: 3px solid var(--color-gold);
}
.value-card h3 { margin: 0 0 0.5rem; }
.value-card p { margin: 0; color: var(--color-text-muted); }
.value-note {
  margin-top: 2rem;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  font-style: italic;
  text-align: center;
}

/* About */
.about-points {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0;
}
.about-points li {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  margin-bottom: 0.65rem;
  color: var(--color-text-muted);
}
.about-points svg { width: 20px; height: 20px; color: var(--color-gold-dark); flex-shrink: 0; margin-top: 0.15rem; }

.faq-more { text-align: center; margin-top: 1.5rem; }
.faq-more a { font-weight: 600; }
.footer-disclaimer { margin-top: 0.35rem; font-size: 0.8125rem; opacity: 0.75; }
.card h3 { margin: 0 0 0.5rem; }
.card p { color: var(--color-text-muted); margin: 0 0 1rem; font-size: 0.9375rem; }
.card-link {
  font-weight: 600;
  text-decoration: none;
  color: var(--color-gold-dark);
}
.card-link:hover { text-decoration: underline; }

/* Why us */
.why-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}
.why-item {
  padding: 1.5rem;
  border-left: 3px solid var(--color-gold);
  background: rgba(255,255,255,0.05);
  border-radius: 0 var(--radius) var(--radius) 0;
}
.section:not(.section-dark) .why-item {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-left: 3px solid var(--color-gold);
}
.why-item h3 { margin: 0 0 0.5rem; font-size: 1.125rem; }
.why-item p { margin: 0; font-size: 0.9375rem; color: var(--color-text-muted); }
.section-dark .why-item p { color: rgba(255,255,255,0.85); }

/* Testimonials */
.testimonials {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}
.testimonial {
  background: var(--color-white);
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  margin: 0;
}
.testimonial p { font-style: italic; margin: 0 0 1rem; }
.testimonial cite {
  font-style: normal;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--color-primary);
}

/* Breadcrumb */
.breadcrumb {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray);
  padding: 0.75rem 0;
  font-size: 0.875rem;
}
.breadcrumb ol {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.5rem;
}
.breadcrumb li:not(:last-child)::after {
  content: "/";
  margin-left: 0.5rem;
  color: var(--color-text-muted);
}
.breadcrumb a {
  text-decoration: none;
  color: var(--color-text-muted);
}
.breadcrumb a:hover { color: var(--color-primary); }
.breadcrumb li[aria-current="page"] { color: var(--color-primary); font-weight: 600; }

/* Page hero */
.page-hero {
  background: var(--color-primary);
  color: var(--color-white);
  padding: clamp(2.5rem, 5vw, 4rem) 0;
  text-align: center;
}
.page-hero h1 { color: var(--color-white); margin: 0 0 0.5rem; }
.page-hero p { margin: 0; opacity: 0.9; max-width: 560px; margin-inline: auto; }

/* About */
.about-grid {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}
@media (min-width: 768px) {
  .about-grid { grid-template-columns: 1fr 2fr; }
}
.about-photo {
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-gray);
  box-shadow: var(--shadow-sm);
}
.about-photo img {
  width: 100%;
  height: auto;
  aspect-ratio: 3/4;
  object-fit: cover;
  display: block;
}

/* Calculator */
.calculator {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--color-gray);
  max-width: 640px;
  margin-inline: auto;
}
.calc-tabs {
  display: flex; gap: 0.5rem; margin-bottom: 1.5rem;
  border-bottom: 1px solid var(--color-gray);
  padding-bottom: 1rem;
}
.calc-tab {
  flex: 1;
  padding: 0.75rem;
  border: none;
  background: var(--color-cream);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-weight: 600;
  cursor: pointer;
  color: var(--color-text-muted);
  transition: var(--transition);
}
.calc-tab.is-active {
  background: var(--color-primary);
  color: var(--color-white);
}
.calc-panel { display: none; }
.calc-panel.is-active { display: block; }
.form-row {
  display: grid;
  gap: 1rem;
  margin-bottom: 1rem;
}
@media (min-width: 480px) {
  .form-row { grid-template-columns: 1fr 1fr; }
}
.range-wrap { margin-bottom: 1rem; }
.range-wrap label { display: flex; justify-content: space-between; margin-bottom: 0.5rem; font-weight: 500; }
.range-wrap input[type="range"] { width: 100%; accent-color: var(--color-primary); }
.range-wrap output { font-weight: 700; color: var(--color-primary); }

.calc-result {
  margin-top: 1.5rem;
  padding: 1.5rem;
  background: var(--color-cream);
  border-radius: var(--radius);
  border-left: 4px solid var(--color-gold);
}
.calc-result-value {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 700;
  color: var(--color-primary);
  margin: 0;
}
.calc-result-detail { margin: 0.5rem 0 0; color: var(--color-text-muted); font-size: 0.9375rem; }
.calc-chart {
  display: flex;
  align-items: flex-end;
  gap: 4px;
  height: 120px;
  margin-top: 1rem;
}
.calc-chart-bar {
  flex: 1;
  background: var(--color-primary-light);
  border-radius: 4px 4px 0 0;
  min-height: 4px;
  transition: height 0.3s ease;
}
.calc-disclaimer {
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  margin-top: 1rem;
}

/* Accordion */
.accordion { max-width: 800px; margin-inline: auto; }
.accordion-item {
  background: var(--color-white);
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  margin-bottom: 0.75rem;
  overflow: hidden;
}
.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  background: none;
  border: none;
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--color-primary);
  cursor: pointer;
  text-align: left;
}
.accordion-trigger::after {
  content: "+";
  font-family: var(--font-sans);
  font-size: 1.5rem;
  color: var(--color-gold);
  flex-shrink: 0;
}
.accordion-item.is-open .accordion-trigger::after { content: "−"; }
.accordion-panel {
  display: none;
  padding: 0 1.5rem 1.5rem;
}
.accordion-item.is-open .accordion-panel { display: block; }
.accordion-panel p { margin: 0 0 1rem; color: var(--color-text-muted); }
.accordion-panel p:last-child { margin-bottom: 1rem; }

/* Contact form */
.section-form { background: var(--color-white); }
.form-layout {
  display: grid;
  gap: 2.5rem;
}
@media (min-width: 900px) {
  .form-layout { grid-template-columns: 1fr 1.2fr; align-items: start; }
}
.form-benefits {
  list-style: none; padding: 0; margin: 1rem 0 0;
}
.form-benefits li {
  padding: 0.5rem 0 0.5rem 1.5rem;
  position: relative;
}
.form-benefits li::before {
  content: "✓";
  position: absolute; left: 0;
  color: var(--color-gold-dark);
  font-weight: 700;
}
.contact-form .form-group { margin-bottom: 1rem; }
.contact-form label { display: block; font-weight: 500; margin-bottom: 0.35rem; }
.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--color-gray);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-size: 1rem;
  background: var(--color-cream);
  transition: border-color var(--transition);
}
.contact-form input:focus,
.contact-form textarea:focus,
.contact-form select:focus {
  outline: none;
  border-color: var(--color-primary);
  background: var(--color-white);
}
.form-check {
  display: flex; gap: 0.75rem; align-items: flex-start;
}
.form-check input { width: auto; margin-top: 0.25rem; flex-shrink: 0; }
.form-check label { margin: 0; font-weight: 400; font-size: 0.9375rem; }
.req { color: #b33; }
.hp-field { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }
.form-message { margin-bottom: 1rem; font-size: 0.9375rem; }
.form-message.success { color: #1a6b3a; }
.form-message.error { color: #b33; }

/* Contact info */
.contact-cards {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  margin-bottom: 2rem;
}
.contact-card {
  background: var(--color-white);
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray);
  text-align: center;
}
.contact-card strong { display: block; color: var(--color-primary); margin-bottom: 0.5rem; }

/* Legal */
.legal-content { max-width: 720px; margin: 0 auto; }
.legal-content h2 { margin-top: 2rem; }
.legal-content h2:first-child { margin-top: 0; }

/* Footer */
.site-footer {
  background: var(--color-primary);
  color: rgba(255,255,255,0.9);
  padding: 3rem 0 0;
}
.footer-grid {
  display: grid;
  gap: 2rem;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  padding-bottom: 2rem;
}
.footer-logo {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-white);
  margin: 0 0 0.5rem;
}
.footer-heading {
  font-weight: 600;
  color: var(--color-gold);
  margin: 0 0 0.75rem;
  font-size: 0.875rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 0.5rem; }
.footer-links a { color: rgba(255,255,255,0.85); text-decoration: none; }
.footer-links a:hover { color: var(--color-gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.15);
  padding: 1rem 0;
  text-align: center;
  font-size: 0.875rem;
  opacity: 0.8;
}

/* Cookie banner */
.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 200;
  background: var(--color-white);
  border-top: 1px solid var(--color-gray);
  padding: 1rem 1.5rem;
  box-shadow: 0 -4px 24px rgba(0,0,0,0.1);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.cookie-banner[hidden] { display: none; }
.cookie-banner p { margin: 0; flex: 1; min-width: 200px; font-size: 0.9375rem; }
.cookie-actions { display: flex; gap: 0.5rem; }

/* Floating CTA (mobile) */
.floating-cta {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 90;
  display: none;
  box-shadow: var(--shadow-md);
}
@media (max-width: 900px) {
  .floating-cta { display: inline-flex; }
  body.has-cookie-banner .floating-cta { bottom: 5.5rem; }
}

/* CTA strip */
.cta-strip {
  text-align: center;
  padding: 2rem;
  background: var(--color-cream);
  border-radius: var(--radius-lg);
  margin-top: 2rem;
}
.cta-strip p { margin: 0 0 1rem; }